Finally, This Marks the LAST Time You Pay Someone to “Fix” Your Credit…

Boost Your Score & Unlock up to $100K in Funding in Just 8 Weeks!

✅ Learn how credit actually works — and how to work it in your favor.

✅ Get approved for personal and business funding even with little history or past credit mistakes.

✅ Move out, level up, launch your business, or lock in that dream car.

Learn it once. Use it for life.

And yes — it all starts with a 100% Free Credit Strategy Consult.

Limited spots to ensure you get dedicated, real-time support!

Your Dream Home, Your Launch-Ready Business, Your Financial Legacy — It All Starts With One Number.

Let’s Rebuild It.

Does Any of These Sound Like You?

You paid hundreds (or thousands) to a credit repair service—and your score barely moved.

You tried fixing your credit yourself... then gave up, overwhelmed by dispute codes and jargon.

You’ve been denied for car loans, home rentals, business funding—even a phone plan.

You’re watching job offers slip away… all because of a number you don’t fully understand.

You don’t want someone to “fix it for you” anymore—you want to know how to fix it for good.

If you’re nodding “yes,” you’re in the right place.

Ever Been Sold on Big Promises, Only to Be Left with the Same Old Score?

If you’ve thrown good money at bad credit advice or been let down by a so-called “expert” before… you’re not alone.

Why Their "Credit Repair" is the Fix That Never Fixes

❌ They copy-paste the same dispute letters (that credit bureaus now auto-reject)

❌ They ghost you once you’ve paid, leaving you with no real skills

❌ They chase quick deletions instead of building real, fundable credit.

❌ They don’t teach you anything—so you’re back to square one when new issues pop up

❌ They don’t understand business funding, so they can’t help you get it.

The truth is, you can fix your own credit faster and better than any "repair company" — IF you know the right system.

What If Instead of Another Repair Service, You Actually LEARNED How Credit Works?

Imagine 60 days from now:

You confidently open your credit report, understanding exactly what’s on it and what it means

You’ve successfully challenged and removed negative, inaccurate items that were dragging you down.

You receive an “Approved!” email for a new credit line you were denied for just months ago.

You have a clear, step-by-step blueprint to secure up to $100K in funding.

You never have to pay another credit repair company again because YOU are now the expert.

What Could Good Credit Finally Unlock for You?

Buy Your Dream Home

No more renting. No more denials. Just keys in hand and equity in your name.

Launch or Scale Your Business

Say yes to the funding that fuels your vision—and walk away from the 9-to-5 for good.

Build Real, Generational Wealth

Access credit that helps you invest, grow, and give your family the life you never had.

Good credit isn't just a score. It's your ticket to freedom.

Introducing

The Credit to Capital™ Method

Not just credit repair. A complete financial transformation.

8 weeks. Live coaching. Real results. Lifetime skills..

Getting hit with denial letters and wasting money on credit repair that doesn’t work.

Having a clear, no-fluff game plan to fix your credit and lock in up to $100K in funding.

The Credit to Capital Way

Where YOU have control every step of the way.

Understand

Learn exactly how credit works, what's on your report, and what's dragging you down.

Dispute

Use proven templates and strategies to legally challenge negative items on your report.

Build

Strategically apply for the right credit opportunities at the right time to boost your profile responsibly.

Fund

Leverage your improved credit standing to explore up to $100K+ in potential personal or business funding — with no guarantees, but a clear, informed roadmap.

What It’s Like Inside Our World

While you get a wealth of resources, the true magic of Credit to Capital™ lies in the interactive experience:

Dynamic Live Coaching Calls

Q&A, live report reviews (privacy respected), strategy sessions, and real-time problem-solving.

Private Community

Share wins, ask questions, find accountability, and get motivated by others on the same journey.

Action-Oriented Homework

Clear, manageable tasks that directly contribute to your credit repair and funding goals. No busywork!

Personalized Feedback

Guidance (within the group setting) that feels relevant to YOUR situation during live calls.

By the End of 8 Weeks, You’ll Have:

A personalized credit strategy for growth and funding

A cleaned up credit report (or in the process of getting cleaned!)

New credit lines

A step-by-step roadmap to continue improving and securing capital

Confidence in knowing YOU did it — and now you know how to maintain it

Bonus Tools Inside

Dispute Letter Bank (Collections, Inquiries, etc.)

Weekly Funding Tracker

Credit Score & Funding Cheat Sheets

Consumer Law Pocket Guide

Certified Mail Templates

Proof That a Better Credit Score Is Possible — Even If You Feel Like It’s Beyond Repair

Is Credit to Capital™ Your Key to Financial Breakthrough?

We’re looking for people who are ready to show up and do the work.

This program can change everything — but only if you’re ready to roll up your sleeves and make it happen.

This IS For You If...

You’re fed up with denials and want real, clear solutions

You’ve got dreams that need funding—business, investments, or a home

You’ve tried fixing credit on your own or with other programs but saw no lasting change

You’re ready to learn, take action, and show up for live coaching

You want real financial freedom that lasts—not just a quick fix

You know you deserve better and are ready to make it happen

This is LIKELY NOT For You If...

You want someone to do all the work for you

You can’t dedicate a few hours a week to fix your credit

You’re looking for a quick, magic solution

You’re not open to coaching or following a step-by-step plan

You’re not serious about changing your financial future for good

You’re not ready to face and fix the credit mistakes holding you back.

We believe that transparency is key. This program delivers amazing results — but only for folks who are ready to take action.

Meet Your Mentor

Teritha Ballard

Hi, I’m Teritha Ballard. I created Credit to Capital™ because I know exactly how it feels to be stuck in a cycle that never seems to end.

Low scores. Denials. Missed opportunities to buy a home, launch a business, or just breathe without worrying about money.

I’ve been there.

I put my trust in credit repair services that promised the world, took my money, and left me worse off than where I started. And like so many others, I was left confused, frustrated, and still without answers.

That’s when I realized: no one was coming to save me.

If I wanted different results, I had to stop depending on others and learn how the credit system actually works.

Once I did, everything changed. I fixed my credit, got access to real funding, and finally started building the future I deserved. But more than anything, I wanted to share what I learned.

Through Credit to Capital™, I want to walk with you, step by step, and give you the tools to do what I did… but faster and with real support.

I don't believe in keeping you in the dark or doing the work for you. My approach is to teach you every step, show you exactly how to do it, and we do it together live so you see real results happening in real time.

When you work with me, you're not just getting your credit fixed. You're learning a skill that will serve you for life.

Because your credit isn’t just a score. It’s your freedom, your options, and your future. And it’s time you took it back.

Tired of “Credit Denied”?

Let's get you Funded and in Control for Life

Stop letting a three-digit number dictate your dreams! In just 8 weeks, we’ll help you fix your credit and show you how to secure $100K+ in funding.

Spots are limited—secure your seat before they’re gone.

Frequently Asked Questions

So, what is Credit to Capital™?

It’s an 8-week coaching program where you’ll learn how to fix your credit, build it up the right way, and get $10K–$100K+ in personal funding.

We’ll walk you through it step-by-step with live coaching, resources, and support.

What if I’m super busy? Can I still do this?

Yes, you can! This program is built with busy people in mind. You’ll get short, easy-to-follow video lessons you can watch when it works for you.

Live coaching calls are recorded, so no worries if you miss one.

What kind of help will I get?

-Live coaching calls to get answers & real help
-A private community for support & accountability

You won’t be figuring this out alone.

What if I have collections, charge-offs, or late payments?

That’s exactly what we cover. You’ll learn how to dispute negatives, build positive credit, and get funding-ready, even with past issues.

Can this help me get business funding?

Yes! We focus on personal funding you can use for your business, investments, or other goals. Strong personal credit = more funding opportunities.

Got More Questions?

8 Weeks From Now, You'll Either Have the Same Credit Problems... Or You'll Be the Expert Who Fixed Them Forever