Tired of Credit Repair Promises That Don’t Deliver?

Learn How to Fix Your Credit LIVE &

Secure Up to $100K in Funding.

Real-time coaching. No guesswork. No gimmicks.

This time, YOU are in control.

Limited spots to ensure you get dedicated, real-time support!

Bad Credit Holding You Back?

You Don’t Need Another Empty Promise — You Need a Real Plan That Works

You’re not alone. So many people feel stuck in this frustrating cycle — low scores, constant denials, and missed opportunities that could change their lives. Too many people have trusted so-called “credit experts” who overpromise, disappear after payment, and leave your score worse than where it started.

If you’re reading this, maybe that’s already happened to you. Here's the truth:

Your credit isn’t just a number.

It’s your key to freedom, peace of mind, and the future you’ve been working for. Ready to see how to fix it? This isn’t a repair service — it’s a hands-on, 8-week coaching experience where you’ll actually fix your credit in real time... with us right by your side.

We teach you step-by-step

We show you how to do it

We do it with you, live

And by the end, you’ll walk away with a clean report, stronger credit, and a blueprint to accessing up to $100K in funding — for business, investments, or your next big goal.

Does Any of These Sound Like You?

You’ve paid for credit repair services that got you nowhere

You’ve tried to fix your credit on your own but gave up, confused and overwhelmed

You're tired of being denied — for loans, apartments, cars, or even a new phone

You know your score is holding you back from a better job, starting a business, or building wealth

You want to understand your credit — not just hope someone else does it right

If you’re nodding “yes,” you’re in the right place.

Imagine Life with Better Credit & Access to Funding...

What doors would open? What dreams would you finally pursue?

Buy Your Dream Home

You’ve paid for credit repair services that got you nowhere

Launch or Scale Your Business

Fund your entrepreneurial vision and break free from the 9-to-5 grind.

Build Generational Wealth

Invest in opportunities that create passive income and long-term financial security.

Introducing

The Credit to Capital™ Method

Your 8-Week Blueprint to Fixing Your Credit

This isn’t a passive course. It’s an interactive system that walks you through understanding, organizing, and executing credit cleanup and funding prep — one step at a time.

No more confusion. No more guessing. We’ll walk you through every step, so it’s simple and doable.

Overwhelmed by denial letters and credit repair promises that under deliver.

Knowing the exact blueprint to fixing your own credit & securing up to $100K in funding.

The Credit to Capital Way

Where YOU have control every step of the way.

Understand

Learn exactly how credit works, what's on your report, and what's dragging you down.

Dispute

Use proven templates and strategies to legally challenge negative items on your report.

Build

Strategically apply for the right credit opportunities at the right time to boost your profile responsibly.

Fund

Leverage your improved credit standing to explore up to $100K+ in potential personal or business funding — with no guarantees, but a clear, informed roadmap.

What It’s Like Inside Our World

While you get a wealth of resources, the true magic of Credit to Capital™ lies in the interactive experience:

Dynamic Live Coaching Calls

Q&A, live report reviews (privacy respected), strategy sessions, and real-time problem-solving.

Private Community

Share wins, ask questions, find accountability, and get motivated by others on the same journey.

Action-Oriented Homework

Clear, manageable tasks that directly contribute to your credit repair and funding goals. No busywork!

Personalized Feedback

Guidance (within the group setting) that feels relevant to YOUR situation during live calls.

By the End of 8 Weeks, You’ll Have:

A personalized credit strategy for growth and funding

A cleaned up credit report (or in the process of getting cleaned!)

New credit lines

A step-by-step roadmap to continue improving and securing capital

Confidence in knowing YOU did it — and now you know how to maintain it

Bonus Tools Inside

Dispute Letter Bank (Collections, Inquiries, etc.)

Weekly Funding Tracker

Credit Score & Funding Cheat Sheets

Consumer Law Pocket Guide

Certified Mail Templates

Why Credit to Capital™ Delivers Where Others Fail

The Old Way (Typical "Credit Repair"):

Relies on cookie-cutter letters that don’t work

Keeps you in the dark about what’s really going on

Charges ongoing fees but delivers slow or no results

Focuses just on deleting mistakes, not building strong credit

Leaves you without the tools to maintain good credit

Keeps you dependent instead of empowering you

The Credit to Capital™ Way:

Live, hands-on coaching that guides you every step of the way

Real-time credit repair you can learn and see results from

Focus on teaching you how the system works for long-term success

Proven step-by-step strategy to unlocking up to $100K in funding

How to use consumer protection laws to your advantage

Lifetime access to a supportive community for ongoing help

Is Credit to Capital™ Your Key to Financial Breakthrough?

We’re looking for people who are ready to show up and do the work.

This program can change everything — but only if you’re ready to roll up your sleeves and make it happen.

This IS For You If...

You’re fed up with denials and want real, clear solutions

You’ve got dreams that need funding—business, investments, or a home

You’ve tried fixing credit on your own or with other programs but saw no lasting change

You’re ready to learn, take action, and show up for live coaching

You want real financial freedom that lasts—not just a quick fix

You know you deserve better and are ready to make it happen

This is LIKELY NOT For You If...

You want someone to do all the work for you

You can’t dedicate a few hours a week to fix your credit

You’re looking for a quick, magic solution

You’re not open to coaching or following a step-by-step plan

You’re not serious about changing your financial future for good

You’re not ready to face and fix the credit mistakes holding you back.

We believe that transparency is key. This program delivers amazing results — but only for folks who are ready to take action.

Meet Your Mentor

Teritha Ballard

Hi, I’m Teritha Ballard. I created Credit to Capital™ because I know exactly how it feels to be stuck in a cycle that never seems to end.

Low scores. Denials. Missed opportunities to buy a home, launch a business, or just breathe without worrying about money.

I’ve been there.

I put my trust in credit repair services that promised the world, took my money, and left me worse off than where I started. And like so many others, I was left confused, frustrated, and still without answers.

That’s when I realized: no one was coming to save me.

If I wanted different results, I had to stop depending on others and learn how the credit system actually works.

Once I did, everything changed. I fixed my credit, got access to real funding, and finally started building the future I deserved. But more than anything, I wanted to share what I learned.

Through Credit to Capital™, I want to walk with you, step by step, and give you the tools to do what I did… but faster and with real support.

I don't believe in keeping you in the dark or doing the work for you. My approach is to teach you every step, show you exactly how to do it, and we do it together live so you see real results happening in real time.

When you work with me, you're not just getting your credit fixed. You're learning a skill that will serve you for life.

Because your credit isn’t just a score. It’s your freedom, your options, and your future. And it’s time you took it back.

Tired of Credit Repair Promises That Don’t Deliver?

Ready to Go From "Credit Denied" to FINANCIALLY EMPOWERED?

In just 8 weeks, you’ll get all the tools, knowledge, and strategies to improve your credit, increase your funding, and work toward your biggest goals.

Spots are limited, so don’t miss out!

Frequently Asked Questions

So, what is Credit to Capital™?

It’s an 8-week coaching program where you’ll learn how to fix your credit, build it up the right way, and get $10K–$100K+ in personal funding.

We’ll walk you through it step-by-step with live coaching, resources, and support.

What if I’m super busy? Can I still do this?

Yes, you can! This program is built with busy people in mind. You’ll get short, easy-to-follow video lessons you can watch when it works for you.

Live coaching calls are recorded, so no worries if you miss one.

What kind of help will I get?

-Live coaching calls to get answers & real help
-A private community for support & accountability

You won’t be figuring this out alone.

What if I have collections, charge-offs, or late payments?

That’s exactly what we cover. You’ll learn how to dispute negatives, build positive credit, and get funding-ready, even with past issues.

Can this help me get business funding?

Yes! We focus on personal funding you can use for your business, investments, or other goals. Strong personal credit = more funding opportunities.

⚖ Legal Disclaimer

This program is for educational and informational purposes only. Individual credit outcomes, score improvements, and funding approvals vary and depend on your personal credit profile, financial situation, and lender requirements. We do not offer or perform credit repair services, nor do we guarantee specific results, funding amounts, or credit approvals.